Estate Planning
A Plan Built for the People You Love
Protect what you have built, transfer it efficiently, and create a legacy that outlasts a lifetime, with structures that honor your values and minimize transfer friction.
How This Strategy Works
Documents Without Coordination Fail
Most families have a will or a trust. The gap is not the documents. It is the coordination. A trust that was never funded does not avoid probate. Beneficiary designations that were never updated override the trust entirely. King Legacy Group identifies every misalignment before it becomes a crisis.
The Financial Engine Inside the Trust
A trust with no financial engine inside it is just a container. The 7702 account, positioned inside your trust, grows tax-advantaged, provides liquidity to your family at death without going through probate, and transfers without triggering income tax for your heirs. This is the piece most estate plans are missing.
Human Capital First, Financial Capital Second
Research on multigenerational wealth shows that financial capital is only passed down successfully once human capital and intellectual capital are passed down first. The LivingLEGACY™ Estate V.A.U.L.T. (Values, Attitude, Unity, Life Lessons, Talents) documents both alongside the legal and financial architecture.
Your Next Step
Take the V.A.U.L.T. Assessment
Ten questions. Under eight minutes. See your Estate Readiness Score and the program path built for your family. Complimentary.
Take the AssessmentExplore the Full Program
See how the LivingLEGACY™ Estate V.A.U.L.T. coordinates your legal documents, financial accounts, and generational intent into one intentional design.
Learn About the V.A.U.L.T.Schedule Your Strategy Review
Ready to talk through your estate structure? A complimentary strategy review builds the coordination roadmap your family needs.
Schedule My Strategy ReviewThe LivingLEGACY™ Estate V.A.U.L.T. is not a document filing system. It is the architecture that protects what you have built, grows it inside the right structure, and transfers who you are alongside what you own.
Complimentary. No pressure. A clear path to your LivingLEGACY™.
FAQ
Common questions about estate planning.
What is an Irrevocable Life Insurance Trust (ILIT) and why does it matter?
An ILIT is a trust that owns a life insurance policy outside of your taxable estate. Because the trust is the policy owner and beneficiary, the death benefit passes to heirs free of federal estate tax — which can be significant for estates above the exemption threshold. The ILIT also provides creditor protection and controlled distribution, ensuring proceeds reach beneficiaries according to your terms rather than by default.
Does King Legacy Group prepare wills and trusts directly?
King Legacy Group facilitates access to a professional network of estate planning attorneys who prepare and review legal documents. You experience this as a coordinated King Legacy Group service — we align your estate plan with your broader financial strategy so the documents and the financial structure work together rather than in isolation.
What is the difference between a will and a trust?
A will directs the distribution of assets after death but must go through probate — a public, court-supervised process that takes time and creates legal fees. A trust transfers assets directly to beneficiaries outside of probate, offers privacy, can be activated during incapacity (not just at death), and allows more precise control over when and how assets are distributed. Most comprehensive estate plans include both.