ABOUT
OUR MISSION
We empower each of our clients to access abundant financial resources, guiding them toward realizing their life goals and dreams.
At King Legacy Group, we understand that life’s uncertainties require thoughtful financial planning. Our mission is to provide you and your loved ones with peace of mind and a secure financial future. We are not mere life insurance providers; we’re your trusted partners in safeguarding your family’s well-being. With years of expertise in the industry, we offer unparalleled knowledge and experience to help you make informed decisions.
Explore our range of life insurance plans customized to meet your specific needs. Whether you’re protecting your family’s future, planning for retirement, or building a lasting legacy, we design the tailor-made solution for you. We are committed to exceeding traditional expectations with a refined process and a passionate team. At King Legacy Group, we help each client connect with insurance in a way that they can truly appreciate and enjoy. Review our plans here.
OUR APPROACH
At King Legacy Group, our goal is to provide tailored financial solutions that address the unique needs of our clients through strategic planning and the innovative use of Indexed Universal Life (IUL) Insurance.
Indexing plays a pivotal role in our approach, offering clients a way to grow their wealth by linking their policy's performance to a specific stock market index while protecting them from market downturns.
Through our plans—InfinityWealth, LifetimeShield, CampusNest, EverGuard, and LuxLegacy—we address a range of financial concerns. These include leveraging your funds, ensuring financial security, accumulating wealth, maximizing tax savings, creating liquidity, and leaving a lasting legacy. Below, we explore each of these solutions in detail.
LEVERAGING
Leveraging your own funds empowers you to take control of your financial future. With our IUL-based plans, you can use the power of leverage to optimize your financial resources. Whether it's through premium financing in our LuxLegacy™ plan or utilizing your policy's cash value in InfinityWealth™, we help you make the most of your money, allowing you to enhance your financial capabilities without the need to liquidate existing assets.
SAFE and STABLE
At the core of our plans is the commitment to provide a safe and stable environment for your finances. Our plans, such as LifetimeShield™ and EverGuard™, are designed to offer financial security with built-in protections against market volatility. This means your hard-earned assets are shielded from downturns, ensuring steady growth even in uncertain economic conditions.
WEALTH ACCUMULATION
We understand the importance of consistent wealth accumulation. Our InfinityWealth™ plan leverages indexing to help your finances grow steadily over time. By linking your policy to market indexes, we ensure that your wealth benefits from positive market performance while protecting it from losses, enabling you to accumulate wealth in a controlled and secure manner.
EFFICIENT USE OF FUNDS
Efficiency is key to maximizing your financial potential. We review your current financial situation and identify ways to make your money work harder for you. Our CampusNest™ plan, for example, allows you to efficiently allocate funds for college savings, ensuring that every dollar contributes to your child's future education without compromising your overall financial health.
TAX SAVINGS
Tax efficiency is a crucial aspect of any financial plan. Our solutions are structured to provide significant tax advantages, such as tax-deferred growth and tax-free access to cash value. By utilizing plans like LuxLegacy™ and LifetimeShield™, you can minimize your tax burden while maximizing the growth and distribution of your wealth.
CASH LIQUIDITY
Liquidity is vital for responding to life’s opportunities and challenges. Our plans, such as EverGuard™, are designed to offer flexibility, allowing you to access your funds when needed without the restrictions often associated with other financial vehicles. This ensures you have the financial freedom to meet unexpected expenses or capitalize on new opportunities.
ACCELERATED DEBT ELIMINATION
Debt can be a significant barrier to financial freedom, which is why our plans, particularly InfinityWealth™, focus on providing strategies for more aggressive debt elimination. By leveraging your policy's cash value, you can pay down debts faster while still maintaining the growth potential of your investments, setting you on a path to financial independence.
LEGACY
Creating a lasting legacy for your loved ones is a fundamental goal of our LuxLegacy™ plan. This policy is designed to ensure that your wealth is preserved and passed on to future generations in a tax-efficient manner. By protecting your assets from market volatility and using strategic estate planning, we help you secure your family’s financial future.
FINANCIAL ASSET PROTECTION
Market downturns can erode your wealth if not properly managed. Our plans are built with protective measures to shield your financial assets from such risks. Through the use of IULs, we ensure that your principal remains intact, even in a declining market, while still allowing you to benefit from market gains.
FLUID CASH FLOW
Our plans are designed to enhance your cash flow, providing you with more financial flexibility and control. Whether it's through the steady income streams of LifetimeShield™ or the accessible funds in EverGuard™, we ensure that you have the cash flow necessary to support your lifestyle and financial goals.
Why Partner with Us?
Specialized Expertise
Our Wealth Advisors are seasoned entrepreneurs and wealth planning professionals. Our firm does not dibble and dabble in a wide-range of insurance products; we specialize in unique plan designs.
Customized Approach
Regardless of the similarities individuals may have, no two plans are designed the same, because no two life experiences are the same. Each and every one of our plan designs are completely tailored to your individual circumstance(s).
Mission Driven
Our mission above says it all, regardless of your need, our primary goal is to educate our clients and serve as their guide to secure the life milestones they dream to manifest.
Our plan designs offer more than mere protection. Each plan is uniquely crafted to actively work for you today, as well as for your future, all while maintaining the security that defines insurance.
MEET OUR FOUNDER
John Mark "J. M." Eberhardt
J.M. Eberhardt is a trusted financial strategist and the founder of King Legacy Group. With years of experience guiding business owners, professionals, and families through life’s biggest financial decisions, he’s built a reputation for clear guidance, results-driven strategy, and a deep commitment to legacy.
J.M. specializes in leveraging powerful tools like Indexed Universal Life (IUL) insurance, annuities, and business continuity planning to help clients create tax-free retirement income, eliminate debt, preserve capital, and build generational wealth. Through his signature LivingLEGACY™ Process, he helps clients transform short-term income into long-term impact.
J.M. is also the author of Why Every Home in America Needs an IUL and The Business Owner’s Blueprint, two guides that distill complex financial strategies into practical, actionable steps.
At the heart of his work is a desire to make wealth accessible, sustainable, and meaningful—for individuals, families, and entire communities.
When he’s not designing customized financial plans or deepening his expertise, JM is likely at the gym, cycling through the streets of Nashville, TN, or enjoying time with family and friends. His dedication to personal growth, professional excellence, and community connection defines his philosophy, making him a trusted advisor and innovator in the financial world.
Working With the Best Partners
DISCLAIMER: The indexes available within the contract are constructed to keep track of diverse segments of the U.S. or international markets, or specific market sectors. Guarantees are backed solely by the financial strength and claims-paying ability of the carrier. This content is general information for educational purposes, and is not intended to constitute fiduciary advice.