OUR PLANS
LivingLEGACY™
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Transforming Life Insurance Into a
Wealth-Building Tool
At King Legacy Group, we believe in the power of Indexed Universal Life (IUL) policies to transform lives and create lasting wealth. Through our LivingLEGACY™ program, we put life insurance to work for you now, not just after you're gone. With our team of trained IUL design specialists, we craft personalized financial solutions that help you eliminate debt, build wealth, and secure a tax-free retirement.
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LivingLEGACY™ is built on a foundation of disciplined, long-term planning, requiring active participation from our clients. This isn't a get-rich-quick scheme—it's a strategic path to financial freedom that ensures you have millions of tax-free dollars available during retirement, while also securing a legacy for your loved ones.
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Why LivingLEGACY™?
At King Legacy Group, we are committed to providing customized financial strategies that offer liquidity, tax efficiency, asset protection, and the ability to leave a lasting legacy. Our team of trained IUL design specialists only works with Indexed Universal Life policies, meaning we have the expertise to tailor a solution that fits your specific needs.
LivingLEGACY™ is for those who want more than just a life insurance policy – it's for those who want to leverage life insurance as a tool for living a financially empowered life. Whether you're focused on eliminating debt, securing your retirement, or passing on wealth to future generations, our strategies are designed to help you get there.
Let us help you take control of your financial future. Begin your LivingLEGACY™ journey today.
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The LEGACY Principles
LivingLEGACY™ revolves around key financial principles that guide every plan we design:
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Liquidity - Immediate access to your cash value for flexibility when life changes.
Enduring - Protection and steady growth of your wealth over time.
Growth - Indexed growth tied to market performance, without risking your principal.
Advantageous Taxes - Tax-deferred growth and tax-free withdrawals give you greater financial efficiency.
Care Benefits - Living benefits, such as long-term care, are built into your policy for peace of mind.
Your Legacy - Our plans help you pass on wealth efficiently, ensuring your family is secure for generations.​
Our Plans Within the LivingLEGACY™ Framework
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Each of our specialized plans is designed to meet different financial goals, but they all integrate seamlessly with the LivingLEGACY™ program to help you achieve complete financial freedom. Here's a brief overview of the plans we offer and how they fit into LivingLEGACY™:
InfinityWealth™
InfinityWealth™ is designed for clients focused on wealth accumulation and debt elimination. By leveraging the liquidity of your IUL plan, you can pay off debts within 5-7 years while steadily growing your wealth. InfinityWealth™ allows you to use your life insurance as an infinite banking tool, providing cash flow without compromising your long-term financial goals. Whether it's reducing liabilities or building wealth for the future, InfinityWealth™ ensures that your financial growth is both accessible and sustainable.
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LifetimeShield™
LifetimeShield™ is for clients focused on retirement planning. With this plan, you can have access to millions of dollars in tax-free income during your retirement years. LifetimeShield™ helps protect your retirement savings from market downturns while still allowing your assets to grow tax-free. It provides guaranteed lifetime income, offering peace of mind that you'll never outlive your financial resources. Our goal with LifetimeShield™ is to ensure that your retirement is secure, comfortable, and worry-free.
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CampusNest™
CampusNest™ is the ideal solution for college funding. With flexible access to funds, you can use your IUL plan to cover your child’s educational expenses without the restrictions and penalties of traditional college savings plans. CampusNest™ provides both tax-free growth and living benefits, ensuring that your financial plan is as focused on your child's future as it is on your own.
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EverGuard™
EverGuard™ is our solution for general life insurance protection. It offers the flexibility to convert term insurance into permanent coverage, while also providing living benefits such as long-term care. EverGuard™ gives you the option to adapt your life insurance as your needs evolve, ensuring that your coverage grows with you. This can guarantee that your loved ones are protected while you maintain the flexibility to use your coverage for living expenses when necessary.
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LuxLegacy™
LuxLegacy™ is our premium solution for high-net-worth individuals. This plan is designed to help you maximize your wealth through premium financing while also offering significant tax advantages. LuxLegacy™ protects your estate from market volatility and ensures that you can pass on your wealth efficiently, without the tax burden associated with large estates. It provides both liquidity and protection, making it the ultimate plan for those looking to build, grow, and transfer wealth across generations.
