LifetimeShield™
Experience forward-thinking retirement planning with a guaranteed tax-free income for life. The government may lack innovation, but you don’t have to. Opt for the private-sector alternative to traditional retirement plans and retire on your own terms.
THE LifetimeShield™ EMPOWERS RETIREMENT
Retirement is more a mindset than a fixed destination. We're challenging the norm by adding flexibility to traditional retirement plans.
While waiting until your 60s to use retirement funds works for some, we believe there's no one-size-fits-all solution. That’s for the traditionalists. With the LifetimeShield™ plan, you can expand your retirement options.
LifetimeShield™ allows your principal to continue growing tax-free, maximizing your retirement income potential and providing guaranteed income for life.
Plus, LifetimeShield™ gives you access to stock market returns with full downside protection. When the market performs well, you enjoy tax-free gains; when it doesn't, your principal stays protected.
Enjoy peace of mind, knowing you’ll never outlive your income stream in retirement.
LifetimeShield™ is a retirement solution designed to ensure a tax-free income stream during retirement, allowing you to preserve your savings while eliminating stock market risk. With the potential for guaranteed income for life, this plan offers security in your golden years.
RETIRE WITH FINANCIAL CONFIDENCE THROUGH
LifetimeShield™
01
Guaranteed Lifetime Income
Tax-free income, guaranteed, when you need it most
You no longer need to worry about uncertainty through LifetimeShield™. Establish your peace of mind knowing you’ll never outlive your income, GUARANTEED. With the flexibility to choose when you activate your income, you can adjust your retirement income strategy based on your needs, whenever you decide.
02
Market-Driven Growth
You can choose your own growth path
LifetimeShield™ returns are determined by the indexes you select. You have the flexibility to allocate all or part of your policy’s value to earn compounded interest based on the positive performance of an external market.
Interest is credited annually on the policy anniversary, reflecting the actual performance of the chosen index and the applied crediting method.
03
Tax-Free Growth
Experience continued growth and none of the taxes
The money you contribute to LifetimeShield™ earns interest and compounds tax-deferred within your policy. This harnesses the power of compounding, enabling your income to grow more rapidly by fully leveraging tax-deferred earnings.
04
Avoid All Market Losses
Experience total peace with no market risks
Your principal and your accumulated interest will always be protected against market downturns. Your plan tracks the performance of your selected index(es) – but you are not actually participating in the market or buying shares in any index.
If at the end of the crediting period:
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Your chosen index shows a positive return, then interest is credited to the policy’s accumulation value.
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Your chosen index shows a negative return, you will not earn interest, but you will not lose any money.
05
Continue Generational Wealth
You control your retirement and your legacy
Secure your family’s financial future and ensure generational wealth that lasts. Through LifetimeShield™, you can pass on more than memories; you pass on a legacy to the next generation.
LifetimeShield™, unlike other financial vehicles, offers a tax-efficient path to transferring wealth.
DISCLAIMER: The indexes available within the contract are constructed to keep track of diverse segments of the U.S. or international markets, or specific market sectors. Guarantees are backed solely by the financial strength and claims-paying ability of the carrier. This content is general information for educational purposes, and is not intended to constitute fiduciary advice.