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The Legacy Line-Up — Designing Your Own Playbook for Generational Wealth


Image source: lovetoknow.com
Image source: lovetoknow.com

Jay-Z. Bobby Bonilla. Jim Harbaugh. Dawn Staley. Dabo Swinney.

 

These names don’t just represent greatness in their fields—they represent a new generation of legacy thinkers. Individuals who understood one critical truth:

 

Success means nothing if it dies with you.

 

They didn’t just stack wealth—they structured it. And they used tools available to everyday professionals and business owners like you: permanent life insurance, income guarantees, irrevocable trusts, and tax-advantaged accumulation vehicles.

 

Now it’s your turn.

 

You Don’t Need Fame to Build a Legacy

 

Let’s be clear—you don’t need an endorsement deal, a head coaching job, or a platinum record to apply these strategies.

 

You just need:


  • Vision to build something beyond yourself

  • Discipline to fund a strategy over time

  • A trusted guide to show you how to structure it properly

 

The true power of strategies like Indexed Universal Life (IUL) and Fixed Indexed Annuities (FIA) isn’t in flashy products—it’s in the certainty they provide for families, foundations, and future generations.

 

The Wealth Play Most People Miss

 

Here’s the truth: Most Americans are playing short-term money games.

  • Maxing out 401(k)s without tax diversification

  • Chasing volatile market returns without guarantees

  • Living well now while leaving their legacy to chance

 

But what if your wealth was purpose-built?

 

What if your insurance policy was designed to pay your kids tax-free millions—while giving you cash access today?

 

What if your annuity guaranteed you a lifetime income—so you could invest, travel, or give with confidence?

 

What if your estate was already structured to bypass probate, sidestep taxation, and preserve generational values?

 

This is what the legacy-minded do. And it’s why life insurance isn’t just protection—it’s an asset class for those who think ahead.


Real-World Legacy Example

 

Let’s say you’re 42, married, with two kids. You’re earning $210,000/year and saving aggressively. You’ve got some retirement savings, a modest brokerage account, and a term life policy.

 

Here’s how we transform your path:


  1. Replace your term life with a well-funded IUL, designed to accumulate cash value and provide $2.5M in tax-free death benefit.

  2. Add a Fixed Indexed Annuity (FIA) with a premium bonus and guaranteed income, funded via a rollover of your old 401(k).

  3. Set up a Living Trust and a charitable donor-advised fund, aligned with your values and tax strategy.

  4. Use policy loans for tax-free access to capital in retirement or business ventures.

  5. Create a family legacy letter to pass on values alongside your wealth.

 

Now, your life is insured. Your future income is secured. And your children are protected—no matter what.


Let’s Talk Strategy

 

The difference between temporary riches and lasting wealth is structure. It’s not about how much you make—it’s about how well you convert income into impact. So here’s your challenge: If these playmakers can use life insurance to build billion-dollar blueprints…


Why not you?

 

The game is yours to win. Let’s design your LEGACY Playbook© together.

 

 

 

 


 

 

 
 
 
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